Stocks/Funds/CIK 1029311

BANC FUNDS CO LLC

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1029311
Assets
$537M
-29.2% YoY
Holdings
97
Lifetime alpha vs market
-5.21% annual
Average hold time
7.1 yr
median 8.0 yr

Quarterly history

Cum return +23% vs S&P +52% · α -29% lifetimeAUM $537M · peak $2.4BFlow $7M (+1%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-1.24%
trims when stocks drop
when a holding falls −10%+
Middle response
-5.45%
baseline attrition
Rally response
-6.15%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
PBAMPrivate Bancorp of Ameri$21M3.9%+23.8%10.5 yr
OSBCOld Second Bancorp, Inc.$21M3.9%+23.0%10.5 yr
UNTYUnity Bancorp, Inc.$19M3.6%+28.9%10.5 yr
AVBHAvidbank Holdings, Inc.$19M3.5%10.5 yr
AMBZAmerican Business Bank$17M3.2%+62.1%10.5 yr
BCALSouthern California Banc$15M2.7%+25.1%6.0 yr
FRBAFirst Bank$14M2.6%+9.9%10.5 yr
WCCBWest Coast Community Ban$13M2.4%+23.1%2.5 yr
MBINMerchants Bancorp$12M2.2%+17.3%8.5 yr
MCBMetropolitan Bank Holdin$12M2.2%+49.7%8.5 yr
MNSBMainStreet Bancshares, I$12M2.2%+35.5%10.0 yr
FRSTPrimis Financial Corp.$12M2.2%+41.0%5.3 yr
TCBITexas Capital Bancshares$11M2.1%+27.0%6.8 yr
ALPIBAlpine Banks of Colorado$10M1.8%3.8 yr
PGCPeapack-Gladstone Financ$10M1.8%+24.9%10.5 yr

Portfolio composition (YoY)

Industry mix
Banks - Regional98.1%+0.5pp$527M
Unknown1.9%-0.0pp$10M
Country
US98.1%+0.0pp
Unknown1.9%-0.0pp
Top 5: 18.2% · Top 10: 30.4% · Top 25: 56.3%

Winners

TickerPrev $PnLYoY %
AMBZ$21M+0.01B62.1%
UNTY$25M+0.01B28.9%
SFST$10M+0.01B65.6%
MCB$13M+0.01B49.7%
FRST$16M+0.01B41.0%

Losers

TickerPrev $PnLYoY %

Top buys this quarter · 15

BSFO Bank of San Francisconew+$4M
CBSH Commerce Bancshares, Inc.new+$4M
FRBA First Bank+$3M
ALRS Alerus Financial Corporation+$3M
OSBC Old Second Bancorp, Inc.+$2M
MNSB MainStreet Bancshares, Inc.+$2M
CNOB ConnectOne Bancorp, Inc.+$2M
AVBH Avidbank Holdings, Inc.+$2M
PBAM Private Bancorp of America, In+$2M
CBNK Capital Bancorp, Inc.+$2M

Top sells this quarter · 15

FBK FB Financial Corporation$5M
SMBK SmartFinancial, Inc.$2M
UBAB United Bancorporation of Alabaexit$2M
FNRN First Northern Community Banco$1M
AMBZ American Business Bank$17M
BCTF Bancorp 34, Inc.$1M
PGC Peapack-Gladstone Financial Co$8M
CZWI Citizens Community Bancorp, In$1M
BORT Bank of Botetourtexit$1M
FCCO First Community Corporation$1M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$537M97+25.86%+17.59%+8.27%+0.01B
2025-12-31$505M98+12.73%+17.72%-4.99%-0.11B
2025-09-30$572M111+12.78%+17.52%-4.73%-0.14B
2025-06-30$662M115+23.10%+14.94%+8.16%-0.13B
2025-03-31$758M118+17.98%+8.30%+9.68%-0.09B
2024-12-31$907M121+16.71%+24.89%-8.18%-0.08B
2024-09-30$921M125+32.84%+36.04%-3.20%-0.06B
2024-06-30$843M127+17.94%+24.49%-6.55%-0.04B
2024-03-31$885M134+10.34%+29.62%-19.29%-0.06B
2023-12-31$1.01B145+0.52%+26.18%-25.65%-0.03B
2023-09-30$853M149-13.58%+21.57%-35.15%-0.03B
2023-06-30$849M155-19.17%+19.42%-38.59%-0.03B
2023-03-31$936M158-25.03%-7.82%-17.21%-0.02B
2022-12-31$1.13B166+5.12%+7.56%-2.44%-0.01B
2022-09-30$1.09B175-2.93%-4.93%+1.99%+0.01B
2022-06-30$1.11B182-13.22%-16.11%+2.89%+0.00B