Stocks/Funds/CIK 1599170

FJ Capital Management LLC

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1599170
Assets
$888M
-8.1% YoY
Holdings
126
Lifetime alpha vs market
-3.13% annual
Average hold time
1.9 yr
median 1.1 yr

Quarterly history

Cum return +34% vs S&P +52% · α -18% lifetimeAUM $888M · peak $1.2BFlow $-27M (-3%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-8.33%
trims when stocks drop
when a holding falls −10%+
Middle response
-2.34%
baseline attrition
Rally response
-10.57%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
$72M8.1%0.8 yr
HTBHomeTrust Bancshares, In$66M7.5%+26.0%6.8 yr
NICNicolet Bankshares, Inc.$46M5.1%+37.7%0.8 yr
SFSTSouthern First Bancshare$44M5.0%+65.6%6.0 yr
EQBKEquity Bancshares, Inc.$41M4.6%+14.1%10.5 yr
BCALSouthern California Banc$36M4.1%+25.1%3.0 yr
EBCEastern Bankshares, Inc.$34M3.8%+22.9%4.8 yr
RBBRBB Bancorp$32M3.6%+34.1%7.3 yr
OSBCOld Second Bancorp, Inc.$30M3.4%+23.0%10.5 yr
FRMEFirst Merchants Corporat$28M3.1%-0.6%1.8 yr
SBCFSeacoast Banking Corpora$27M3.1%+20.7%5.3 yr
HBNCHorizon Bancorp, Inc.$21M2.4%+13.4%1.5 yr
TOWNTowneBank$19M2.1%+1.7%2.0 yr
HBANHuntington Bancshares In$17M2.0%+8.2%2.0 yr
BKUBankUnited, Inc.$17M1.9%+34.6%0.3 yr

Portfolio composition (YoY)

Industry mix
Banks - Regional70.2%-15.8pp$623M
Unknown8.8%$78M
Banks - Diversified2.9%+1.0pp$25M
Financial - Capital Markets2.5%+1.6pp$23M
Insurance - Property & Casualty2.5%-0.1pp$22M
Asset Management1.5%+0.1pp$14M
REIT - Retail1.2%+0.7pp$11M
Insurance - Diversified1.1%+0.6pp$10M
Real Estate - Services1.1%+0.7pp$10M
Insurance - Life1.1%+0.4pp$9M
Country
US90.4%-9.0pp
Unknown8.8%
BM0.7%
GB0.0%-0.5pp
Top 5: 30.3% · Top 10: 48.4% · Top 25: 73.3%

Winners

TickerPrev $PnLYoY %
SFST$27M+0.02B65.6%
ABCB$45M+0.02B36.6%
HTB$59M+0.02B26.0%
RBB$29M+0.01B34.1%
INDB$32M+0.01B23.2%

Losers

TickerPrev $PnLYoY %

Top buys this quarter · 15

NIC Nicolet Bankshares, Inc.+$42M
BKU BankUnited, Inc.new+$17M
EBC Eastern Bankshares, Inc.+$16M
HBAN Huntington Bancshares Incorpor+$16M
BCAL Southern California Bancorp+$14M
TOWN TowneBank+$12M
CVBF CVB Financial Corp.+$11M
NTRS Northern Trust Corporationnew+$11M
XZO Exzeo Group, Inc.+$7M
JLL Jones Lang LaSalle Incorporate+$6M

Top sells this quarter · 15

ABCB Ameris Bancorp$36M
WAL Western Alliance Bancorporatioexit$31M
WBS Webster Financial Corporationexit$27M
USB U.S. Bancorp$14M
SBCF Seacoast Banking Corporation o$14M
ZION Zions Bancorporation, Nationalexit$14M
EQBK Equity Bancshares, Inc.$14M
QCRH QCR Holdings, Inc.$9M
OSBC Old Second Bancorp, Inc.$7M
SMBC Southern Missouri Bancorp, Inc$6M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$888M126+20.65%+17.59%+3.06%-0.03B
2025-12-31$906M128+14.44%+17.72%-3.28%-0.08B
2025-09-30$930M141+13.63%+17.52%-3.89%-0.08B
2025-06-30$943M128+25.18%+14.94%+10.24%-0.07B
2025-03-31$966M111+19.26%+8.30%+10.96%+0.14B
2024-12-31$862M111+22.03%+24.89%-2.86%-0.14B
2024-09-30$954M120+46.78%+36.04%+10.74%-0.18B
2024-06-30$956M109+27.96%+24.49%+3.47%-0.03B
2024-03-31$983M98+19.98%+29.62%-9.64%+0.01B
2023-12-31$996M102+2.54%+26.18%-23.64%-0.12B
2023-09-30$884M108-13.32%+21.57%-34.88%+0.07B
2023-06-30$784M104-17.09%+19.42%-36.52%+0.03B
2023-03-31$808M98-22.40%-7.82%-14.58%+0.11B
2022-12-31$834M88+6.92%+7.56%-0.64%-0.05B
2022-09-30$828M92-1.32%-4.93%+3.61%-0.16B
2022-06-30$1.00B94-12.23%-16.11%+3.88%-0.02B