Stocks/Funds/CIK 1059543

SALZHAUER MICHAEL

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1059543
Assets
$212M
+29.3% YoY
Holdings
72
Lifetime alpha vs market
-4.18% annual
Average hold time
5.9 yr
median 6.1 yr

Quarterly history

Cum return +28% vs S&P +52% · α -24% lifetimeAUM $212M · peak $264MFlow $-5M (-2%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-1.64%
trims when stocks drop
when a holding falls −10%+
Middle response
+3.19%
steady accumulation
Rally response
-1.58%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
BACBank of America Corporat$57M26.9%+19.4%10.3 yr
CCitigroup Inc.$29M13.9%+63.9%10.0 yr
FRSTPrimis Financial Corp.$9M4.3%+41.0%5.3 yr
PGCPeapack-Gladstone Financ$9M4.3%+24.9%10.0 yr
SMBKSmartFinancial, Inc.$8M3.9%+26.9%8.5 yr
WFCWells Fargo & Company$7M3.5%+13.3%8.3 yr
BANCBanc of California, Inc.$7M3.3%+27.0%7.8 yr
SBCFSeacoast Banking Corpora$6M2.8%+20.7%10.5 yr
FSUNFirstSun Capital Bancorp$5M2.4%+0.9%1.5 yr
WALWestern Alliance Bancorp$4M1.8%-6.0%2.5 yr
HTBHomeTrust Bancshares, In$3M1.6%+26.0%9.0 yr
PFSProvident Financial Serv$3M1.5%+29.5%6.0 yr
FHNFirst Horizon Corporatio$3M1.5%+20.6%2.5 yr
$3M1.4%0.8 yr
FBKFB Financial Corporation$3M1.4%+13.7%5.8 yr

Portfolio composition (YoY)

Industry mix
Banks - Regional49.4%-11.6pp$105M
Banks - Diversified44.7%+10.4pp$94M
Unknown1.9%+1.5pp$4M
Financial - Credit Services1.3%+0.3pp$3M
Insurance - Property & Casualty0.5%+0.0pp$1M
Telecommunications Services0.4%+0.2pp$1M
Consumer Electronics0.4%-0.1pp$1M
Financial - Capital Markets0.3%+0.0pp$1M
Drug Manufacturers - General0.3%+0.0pp$1M
Insurance - Life0.2%-0.1pp$0M
Country
US97.9%-1.5pp
Unknown1.9%+1.5pp
CH0.1%-0.0pp
AR0.1%
Top 5: 53.3% · Top 10: 67.1% · Top 25: 84.2%

Winners

TickerPrev $PnLYoY %
C$7M+0.02B63.9%
BAC$38M+0.02B19.4%
FRST$7M+0.00B41.0%
SMBK$7M+0.00B26.9%
WFC$10M+0.00B13.3%

Losers

TickerPrev $PnLYoY %
WAL$2M-0.00B-6.0%

Top buys this quarter · 15

C Citigroup Inc.+$74M
BAC Bank of America Corporation+$57M
CFG Citizens Financial Group, Inc.+$6M
WFC Wells Fargo & Company+$7M
FHN First Horizon Corporation+$4M
KEY KeyCorp+$1M
BANC Banc of California, Inc.+$7M
CBSH Commerce Bancshares, Inc.new+$2M
TOWN TowneBank+$1M
WAL Western Alliance Bancorporatio+$4M

Top sells this quarter · 15

PNFP Pinnacle Financial Partners, Iexit$3M
WBS Webster Financial Corporationexit$3M
XOM Exxon Mobil Corporationexit$1M
FRST Primis Financial Corp.$1M
CARE Carter Bankshares, Inc.exit$1M
SMBK SmartFinancial, Inc.$1M
MCB Metropolitan Bank Holding Corp$1M
PGC Peapack-Gladstone Financial Co$7M
SCHL Scholastic Corporation$0M
AFBI Affinity Bancshares, Inc.exit$0M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$212M72+24.04%+17.59%+6.45%-0.00B
2025-12-31$225M78+24.35%+17.72%+6.63%+0.03B
2025-09-30$181M65+24.62%+17.52%+7.10%+0.01B
2025-06-30$159M74+30.40%+14.94%+15.46%-0.02B
2025-03-31$164M77+16.69%+8.30%+8.38%-0.02B
2024-12-31$195M79+22.26%+24.89%-2.63%+0.02B
2024-09-30$157M78+41.96%+36.04%+5.93%+0.02B
2024-06-30$124M73+26.13%+24.49%+1.64%+0.00B
2024-03-31$125M79+21.62%+29.62%-8.00%+0.01B
2023-12-31$111M73+3.41%+26.18%-22.77%-0.00B
2023-09-30$92M66-12.21%+21.57%-33.78%-0.00B
2023-06-30$93M70-14.11%+19.42%-33.54%-0.01B
2023-03-31$110M87-27.14%-7.82%-19.32%-0.03B
2022-12-31$166M97+6.80%+7.56%-0.76%-0.00B
2022-09-30$158M94-2.09%-4.93%+2.84%+0.00B
2022-06-30$160M99-18.69%-16.11%-2.58%-0.02B