Stocks/Funds/CIK 1518235

Cardinal Capital Management, Inc.

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1518235
Assets
$3.71B
+26.0% YoY
Holdings
66
Lifetime alpha vs market
+0.32% annual
Average hold time
5.2 yr
median 4.5 yr

Quarterly history

Cum return +54% vs S&P +52% · α +2% lifetimeAUM $3.7B · peak $4.5BFlow $-887M (-20%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
+2.19%
adds when stocks drop
when a holding falls −10%+
Middle response
-1.14%
baseline attrition
Rally response
-1.92%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
SUSuncor Energy Inc.$231M6.2%+77.6%10.5 yr
SAP.TOSaputo Inc.$174M4.7%+79.1%1.5 yr
MFCManulife Financial Corpo$161M4.3%+15.0%10.0 yr
PBAPembina Pipeline Corpora$159M4.3%+17.8%6.8 yr
TRPTC Energy Corporation$158M4.3%+37.4%7.0 yr
CMCanadian Imperial Bank o$147M4.0%+73.0%10.5 yr
RYRoyal Bank of Canada$144M3.9%+48.2%10.5 yr
GILGildan Activewear Inc.$144M3.9%+28.0%8.5 yr
BNSThe Bank of Nova Scotia$140M3.8%+52.4%10.5 yr
SLFSun Life Financial Inc.$139M3.8%+14.0%10.3 yr
BMOBank of Montreal$136M3.7%+47.5%10.5 yr
CTC-A.TOCanadian Tire Corporatio$135M3.6%+30.7%2.5 yr
$131M3.5%2.8 yr
BNBrookfield Corporation$128M3.4%+16.5%3.0 yr
CNICanadian National Railwa$122M3.3%+8.2%10.5 yr

Portfolio composition (YoY)

Industry mix
Banks - Diversified19.4%+1.7pp$719M
Oil & Gas Midstream9.2%-2.8pp$340M
Oil & Gas Integrated6.2%+1.5pp$231M
Packaged Foods4.7%+1.7pp$174M
Unknown4.6%+0.9pp$170M
Insurance - Life4.3%-0.8pp$161M
Semiconductors4.2%+1.8pp$154M
Industrial - Machinery4.0%+1.7pp$150M
Apparel - Manufacturers3.9%-0.2pp$144M
Insurance - Diversified3.8%+1.6pp$139M
Country
CA71.1%+1.9pp
US18.7%-1.3pp
Unknown4.6%+0.9pp
DE1.4%-0.5pp
TW1.0%
FR0.9%+0.2pp
IT0.8%+0.1pp
NL0.8%+0.1pp
Top 5: 23.8% · Top 10: 43.0% · Top 25: 79.6%

Winners

TickerPrev $PnLYoY %
SU$140M+0.10B77.6%
SAP.TO$88M+0.10B79.1%
CM$104M+0.07B73.0%
CTC-A.TO$125M+0.05B30.7%
NA.TO$66M+0.05B55.2%

Losers

TickerPrev $PnLYoY %
BKNG$33M-0.03B-96.3%
IFC.TO$89M-0.02B-12.6%
TMUS$48M-0.01B-19.9%

Top buys this quarter · 15

SLF Sun Life Financial Inc.+$72M
CCL-B.TO CCL Industries Inc.+$30M
IFC.TO Intact Financial Corporation+$114M
CNI Canadian National Railway Comp+$122M
ETR Entergy Corporation+$17M
ABBV AbbVie Inc.+$55M
EFN.TO Element Fleet Management Corp.+$86M
PBA Pembina Pipeline Corporation+$159M
AJG Arthur J. Gallagher & Co.new+$9M
TRP TC Energy Corporation+$158M

Top sells this quarter · 15

ENB Enbridge Inc.$24M
ORCL Oracle Corporationexit$20M
CM Canadian Imperial Bank of Comm$17M
MRK Merck & Co., Inc.$12M
NA.TO National Bank of Canada$85M
AMAT Applied Materials, Inc.$5M
GPN Global Payments Inc.exit$4M
NTR Nutrien Ltd.$4M
SONY Sony Group Corporationexit$0M
AP-UN.TO Allied Properties Real Estate exit$0M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$3.71B66+29.12%+17.59%+11.53%-0.89B
2025-12-31$4.45B70+24.58%+17.72%+6.86%+0.80B
2025-09-30$3.46B77+20.53%+17.52%+3.01%+0.04B
2025-06-30$3.19B68+27.49%+14.94%+12.55%-0.06B
2025-03-31$2.94B70+14.52%+8.30%+6.22%+0.01B
2024-12-31$2.94B69+23.26%+24.89%-1.62%+0.46B
2024-09-30$2.43B58+35.79%+36.04%-0.25%-0.52B
2024-06-30$2.60B66+14.84%+24.49%-9.65%+0.37B
2024-03-31$2.25B53+18.61%+29.62%-11.01%-0.01B
2023-12-31$2.11B52+12.59%+26.18%-13.59%-0.05B
2023-09-30$1.92B55+9.00%+21.57%-12.57%+0.01B
2023-06-30$2.00B55+2.19%+19.42%-17.23%+0.11B
2023-03-31$1.84B54-12.11%-7.82%-4.30%+0.04B
2022-12-31$1.77B54+8.92%+7.56%+1.36%-0.02B
2022-09-30$1.64B54-10.08%-4.93%-5.16%+0.01B
2022-06-30$1.81B77-11.82%-16.11%+4.29%-0.00B