Stocks/Funds/CIK 1353254

EJF Capital LLC

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1353254
Assets
$142M
-10.0% YoY
Holdings
69
Lifetime alpha vs market
-20.70% annual
Average hold time
3.3 yr
median 3.0 yr

Quarterly history

Cum return -40% vs S&P +52% · α -92% lifetimeAUM $142M · peak $1.4BFlow $-35M (-20%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-14.79%
trims when stocks drop
when a holding falls −10%+
Middle response
-14.62%
baseline attrition
Rally response
-13.81%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
SFNCSimmons First National C$5M3.4%-0.9%0.8 yr
COSOCoastalSouth Bancshares,$5M3.3%+16.0%0.8 yr
BBTBeacon Financial Corp.$4M3.1%+19.3%4.3 yr
NPBNorthpointe Bancshares, $4M3.0%+20.2%1.3 yr
BANCBanc of California, Inc.$4M3.0%+27.0%7.5 yr
CBKCommercial Bancgroup, In$4M2.9%0.5 yr
VLYPNValley National Bancorp$4M2.8%3.3 yr
BUSEFirst Busey Corporation$4M2.8%+22.2%2.5 yr
WSBCWesBanco, Inc.$4M2.7%+16.6%3.0 yr
GNWGenworth Financial, Inc.$4M2.7%+14.5%3.5 yr
MCBMetropolitan Bank Holdin$4M2.7%+49.7%7.5 yr
FCNCAFirst Citizens BancShare$3M2.4%7.5 yr
JCAPJefferson Capital, Inc. $3M2.3%0.8 yr
FHNFirst Horizon Corporatio$3M2.3%+20.6%5.8 yr
CCNECNB Financial Corporatio$3M2.3%+33.9%3.5 yr

Portfolio composition (YoY)

Industry mix
Banks - Regional66.6%-6.9pp$95M
Financial - Credit Services5.7%+2.5pp$8M
Asset Management4.8%-1.0pp$7M
Software - Infrastructure3.5%+1.3pp$5M
Banks2.9%$4M
Insurance - Life2.7%+0.4pp$4M
Financial - Mortgages2.2%+1.3pp$3M
Beverages - Non-Alcoholic1.7%+0.6pp$2M
Restaurants1.6%-1.1pp$2M
Banks - Diversified1.4%-1.7pp$2M
Country
US95.3%-2.3pp
IL1.5%
GB1.4%-0.4pp
Unknown1.3%
CA0.5%-0.0pp
Top 5: 15.8% · Top 10: 29.7% · Top 25: 62.5%

Winners

TickerPrev $PnLYoY %
ECPG$2M+0.00B104.6%
FHN$6M+0.00B20.6%
PFS$4M+0.00B29.5%
CARE$2M+0.00B44.1%
WSBC$6M+0.00B16.6%

Losers

TickerPrev $PnLYoY %

Top buys this quarter · 15

MCB Metropolitan Bank Holding Corp+$3M
WIX Wix.com Ltd.new+$2M
GDOT Green Dot Corporationnew+$2M
RBB RBB Bancorp+$2M
JCAP Jefferson Capital, Inc. Common+$1M
FFBC First Financial Bancorp.+$1M
CCNE CNB Financial Corporation+$1M
BUSE First Busey Corporation+$1M
CRBG Corebridge Financial, Inc.+$1M
NPB Northpointe Bancshares, Inc.+$1M

Top sells this quarter · 15

COSO CoastalSouth Bancshares, Inc.$18M
FFWM First Foundation Inc.exit$4M
NBBK NB Bancorp, Inc. Common Stock$3M
WBS Webster Financial Corporationexit$2M
BHRB Burke & Herbert Financial Servexit$2M
CARE Carter Bankshares, Inc.$1M
C Citigroup Inc.exit$1M
TMP Tompkins Financial Corporation$1M
WSBC WesBanco, Inc.$1M
PFS Provident Financial Services, $1M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$142M69+23.58%+17.59%+5.98%-0.03B
2025-12-31$176M76+19.02%+17.72%+1.30%-0.01B
2025-09-30$172M73+20.41%+17.52%+2.89%+0.04B
2025-06-30$126M71+26.99%+14.94%+12.05%-0.04B
2025-03-31$158M77+17.51%+8.30%+9.21%+0.02B
2024-12-31$146M90+12.22%+24.89%-12.67%-0.02B
2024-09-30$150M96+7.27%+36.04%-28.76%-0.00B
2024-06-30$135M99+5.67%+24.49%-18.82%-0.01B
2024-03-31$144M94+21.41%+29.62%-8.21%-0.03B
2023-12-31$191M93+11.99%+26.18%-14.19%-0.04B
2023-09-30$228M91-8.18%+21.57%-29.74%-0.01B
2023-06-30$217M96-51.10%+19.42%-70.53%-0.09B
2023-03-31$267M95-65.86%-7.82%-58.05%-0.00B
2022-12-31$319M95-15.30%+7.56%-22.86%-0.11B
2022-09-30$509M113-40.59%-4.93%-35.66%+0.16B
2022-06-30$592M117-20.38%-16.11%-4.27%-0.15B