Stocks/Funds/CIK 1730774

Rinkey Investments

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1730774
Assets
$391M
+23.9% YoY
Holdings
125
Lifetime alpha vs market
-1.91% annual
Average hold time
2.2 yr
median 1.8 yr

Quarterly history

Cum return +34% vs S&P +45% · α -11% lifetimeAUM $391M · peak $394MFlow $12M (+3%)2021-122022-092023-062024-032024-122025-092026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-4.86%
trims when stocks drop
when a holding falls −10%+
Middle response
-1.86%
baseline attrition
Rally response
+1.26%
adds into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
TFLOiShares Treasury Floatin$40M10.3%3.8 yr
SPDWState Street SPDR Portfo$30M7.6%4.5 yr
SPTMState Street SPDR Portfo$29M7.4%4.5 yr
BNDXVanguard Total Internati$23M5.9%1.8 yr
VEAVanguard FTSE Developed $20M5.1%4.3 yr
VTVVanguard Value ETF$19M4.9%2.0 yr
BNDVanguard Total Bond Mark$15M3.9%3.5 yr
CMFiShares California Muni $15M3.8%4.5 yr
VTIVanguard Total Stock Mar$12M3.2%4.3 yr
IEIiShares 3-7 Year Treasur$12M3.1%3.8 yr
SPTSState Street SPDR Portfo$12M3.0%3.8 yr
MUBiShares National Muni Bo$12M3.0%4.5 yr
VBVanguard Small-Cap ETF$8M2.1%2.0 yr
VUGVanguard Growth ETF$8M2.1%1.8 yr
VGLTVanguard Long-Term Treas$8M2.1%1.8 yr

Portfolio composition (YoY)

Industry mix
Asset Management57.0%-2.3pp$223M
Asset Management - Bonds27.8%+1.0pp$109M
Asset Management - Leveraged3.7%-0.5pp$15M
Consumer Electronics1.3%-0.1pp$5M
Software - Infrastructure1.3%+0.3pp$5M
Insurance - Diversified1.0%+0.1pp$4M
Insurance - Property & Casualty0.9%+0.1pp$3M
Discount Stores0.7%+0.1pp$3M
Semiconductors0.7%+0.5pp$3M
Internet Content & Information0.6%+0.4pp$2M
Country
US99.3%+0.0pp
CA0.5%+0.1pp
IE0.1%-0.2pp
CH0.1%
Top 5: 36.3% · Top 10: 55.2% · Top 25: 80.1%

Winners

TickerPrev $PnLYoY %
AAPL$4M+0.00B14.7%
COST$2M+0.00B5.9%
MSFT$2M-0.00B-0.6%
TMUS$2M-0.00B-19.9%

Losers

TickerPrev $PnLYoY %
TMUS$2M-0.00B-19.9%
MSFT$2M-0.00B-0.6%

Top buys this quarter · 15

KMI Kinder Morgan, Inc.+$0M
AMAT Applied Materials, Inc.new+$0M
TSLA Tesla, Inc.+$0M
OCGN Ocugen, Inc.+$0M
PLTR Palantir Technologies Inc.+$0M
MU Micron Technology, Inc.+$0M
GOOG Alphabet Inc.+$1M
MO Altria Group, Inc.+$0M
CSX CSX Corporation+$0M
SPY State Street SPDR S&P 500 ETF +$0M

Top sells this quarter · 15

CTVA Corteva, Inc.$0M
TXT Textron Inc.exit$0M
C Citigroup Inc.exit$0M
META Meta Platforms, Inc.$0M
KR The Kroger Co.exit$0M
TRIN Trinity Capital Inc.exit$0M
GFL GFL Environmental Inc.exit$0M
UBER Uber Technologies, Inc.exit$0M
EQT EQT Corporation$0M
AAPL Apple Inc.$0M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$391M125+14.45%+17.59%-3.14%+0.01B
2025-12-31$394M129+17.55%+17.72%-0.17%+0.02B
2025-09-30$377M126+23.49%+17.52%+5.98%+0.01B
2025-06-30$333M100+23.44%+14.94%+8.50%-0.02B
2025-03-31$316M95+16.48%+8.30%+8.17%+0.01B
2024-12-31$313M90+27.23%+24.89%+2.34%-0.01B
2024-09-30$309M81+39.36%+36.04%+3.32%+0.00B
2024-06-30$278M72+17.59%+24.49%-6.90%-0.01B
2024-03-31$274M71+26.91%+29.62%-2.71%+0.00B
2023-12-31$254M61+34.39%+26.18%+8.21%+0.01B
2023-09-30$218M46+16.19%+21.57%-5.38%+0.02B
2023-06-30$218M60+25.37%+19.42%+5.94%+0.00B
2023-03-31$190M54-17.13%-7.82%-9.31%-0.00B
2022-12-31$167M52-30.84%-18.17%-12.66%+0.04B
2022-09-30$132M40-0.41%-4.93%+4.52%+0.03B
2022-06-30$103M41-25.54%-16.11%-9.43%+0.03B