Stocks/Funds/CIK 1444055

JCSD Capital, LLC

microcap filerconcentrated
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1444055
Assets
$64M
+95.4% YoY
Holdings
22
Lifetime alpha vs market
+2.92% annual
Average hold time
1.5 yr
median 0.8 yr

Quarterly history

Cum return +38% vs S&P +27% · α +10% lifetimeAUM $64M · peak $157MFlow $0M (+0%)2015-122017-062018-122020-062021-122023-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-8.27%
trims when stocks drop
when a holding falls −10%+
Middle response
-17.11%
baseline attrition
Rally response
-5.21%
trims into rallies
when a holding rises +10%+

Top positions · 22

Ticker$ value% portYoYHold time
IVViShares Core S&P 500 ETF$20M31.0%1.0 yr
CCBCoastal Financial Corpor$11M16.6%+71.4%4.3 yr
FFBBFFB Bancorp$10M15.9%+12.7%4.8 yr
EGBNEagle Bancorp, Inc.$5M7.1%-9.7%0.5 yr
NTBThe Bank of N.T. Butterf$4M6.4%+82.2%3.0 yr
COFCapital One Financial Co$4M5.7%+43.8%0.5 yr
EWBCEast West Bancorp, Inc.$3M4.3%+57.4%3.0 yr
GDOTGreen Dot Corporation$2M3.6%+13.3%0.5 yr
OSBCOld Second Bancorp, Inc.$1M2.3%+34.8%0.8 yr
BPOPPopular, Inc.$1M2.1%+73.7%4.0 yr
CHYMChime Financial, Inc. Cl$1M1.5%0.8 yr
FIGRFigure Technology Soluti$1M1.2%0.3 yr
$1M1.2%1.0 yr
FNBF.N.B. Corporation$1M0.8%+30.5%0.5 yr
HYZDWisdomTree Interest Rate$0M0.1%0.3 yr

Portfolio composition (YoY)

Industry mix
Banks - Regional46.3%-31.9pp$30M
Asset Management31.1%+21.7pp$20M
Banks - Diversified10.7%+2.2pp$7M
Financial - Credit Services9.3%$6M
Financial - Capital Markets1.2%$1M
Unknown1.2%$1M
Asset Management - Bonds0.1%$0M
Software - Infrastructure0.0%-3.8pp$0M
Financial - Mortgages0.0%$0M
Country
US92.5%-7.5pp
BM6.4%
Unknown1.2%
Top 5: 77.0% · Top 10: 95.1% · Top 25: 100.0%

Winners

TickerPrev $PnLYoY %
CCB$5M+0.00B71.4%
EWBC$3M+0.00B57.4%
BPOP$2M+0.00B73.7%
FOUR$1M-0.00B-41.2%

Losers

TickerPrev $PnLYoY %
FOUR$1M-0.00B-41.2%

Top buys this quarter · 11

EGBN Eagle Bancorp, Inc.+$3M
GDOT Green Dot Corporation+$2M
COF Capital One Financial Corporat+$1M
CCB Coastal Financial Corporation+$11M
FIGR Figure Technology Solutions, Inew+$1M
CHYM Chime Financial, Inc. Class A +$1M
TCBX Third Coast Bancshares, Inc.new+$0M
WSFS WSFS Financial Corporationnew+$0M
PFFA Virtus InfraCap U.S. Preferrednew+$0M
KRE State Street SPDR S&P Regional+$0M

Top sells this quarter · 13

BPOP Popular, Inc.$2M
GBFH GBank Financial Holdings Inc.exit$2M
EWBC East West Bancorp, Inc.$1M
UWMC UWM Holdings Corporation$1M
FOUR Shift4 Payments, Inc.$0M
FNB F.N.B. Corporation$0M
FFBB FFB Bancorp$10M
NTB The Bank of N.T. Butterfield &$4M
WAL Western Alliance Bancorporatioexit$0M
COLB Columbia Banking System, Inc.exit$0M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$64M22+50.69%+17.59%+33.10%+0.00B
2025-12-31$72M18+96.28%+37.28%+59.01%+0.01B
2025-09-30$56M17+97.66%+29.41%+68.25%-0.00B
2025-06-30$51M17+66.18%+30.07%+36.11%+0.00B
2023-12-31$33M13+1.41%+26.18%-24.77%-0.02B
2023-09-30$49M22-9.78%+21.57%-31.35%-0.01B
2023-06-30$53M29-15.27%+19.42%-34.69%-0.00B
2023-03-31$61M33-21.14%-7.82%-13.32%-0.00B
2022-12-31$74M50+2.44%+7.56%-5.12%-0.00B
2022-09-30$72M52+1.98%-4.93%+6.91%-0.01B
2022-06-30$85M59-13.70%-16.11%+2.41%-0.00B
2022-03-31$102M53-0.00B
2021-12-31$102M48+0.00B
2021-09-30$101M48-0.01B
2021-06-30$107M50+0.01B
2021-03-31$97M44+0.01B