Stocks/CATO

CATO

The Cato Corporation
Consumer Cyclical·Apparel - Retail
$3.24
$58M market cap
Revenue
$151.7M
Free Cash Flow
$-5.6M
Rev Growth
+0.0%
FCF Margin
-3.7%
P/FCF
--
EV/FCF
--
Fwd EV/EBITDA
--
Fair Value
--
Upside
--

The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its store

2-Year Price History

$3.28-42.4%
$3.0$4.0$5.0$6.0volJun 24Oct 24Jan 25May 25Sep 25Jan 26May 26

Quarterly Financials & Projections

Quarterly Waterfall ($ M)
PeriodRevEBITDAOpInNIOCFFCFCapExCashDebtSharesROICIntCovEV/EBITDA
Act2025-Q4151.7-11.4-13.8-10.9-4.7-5.6-0.976.3150.519.8-12.7%----

Valuation & Metrics

Market Stats

Price$3.24
Market Cap$58M
Enterprise Value$132M
P/S Ratio0.4x
P/FCF--
EV/FCF--
FCF Margin (TTM)-3.7%
FCF Yield-9.6%
Dividend Yield (TTM)21.0%
Annual Dilution0.0%
CurrencyUSD

TTM Financial Snapshot

Revenue$151.7M
Net Income$-10.9M
Free Cash Flow$-5.6M

Revenue Growth (YoY)+0.0%
EBITDA Margin-7.5%
Net Margin-7.2%
FCF Margin-3.7%
CapEx % of Revenue0.6%
SBC % of Revenue0.0%
ROIC-12.7%
WC Change % Rev0.0%
Interest Coverage--

Forward Outlook & Risk

Short Interest

Short % of Float--
Short Shares0.4M
Days to Cover11.4
Change (vs Prior)+5.4%
Need at least 2 settlement dates for chart

Employees

Headcount7,000
Revenue / Employee$21,666
Gross Profit / Employee$6,137

Institutional Ownership

Headline & net flow

NEUTRAL
Net flow · still filing
No float data — flow unavailable.

Ownership composition

Active
18.3%(-3.6% YoY)
34 filers
hedge / family / endowment
Retail funds
Fidelity, Schwab, 401(k)
Passive
9.5%(-3.4% YoY)
8 filers
Vanguard, iShares, SPDR
Market makers
0.2%(+0.2% YoY)
2 filers
Citadel, Susquehanna
Insiders
Form 4 — latest per insider
0%25%50%75%100%2022-062023-032023-122024-092025-062026-03
ActiveRetail fundsPassiveMarket makersRetail direct

Top holders

Fund$ valueCost basisΔ QoQΔ YoYα lifeFund AUM
Aldebaran Capital, LLC$3.3M$6.50+$380K+$332K-0.7%$131M
Peapod Lane Capital LLC$2.2M$3.73+$199K+$310K-0.7%$122M
VANGUARD CAPITAL MANAGEMENT LLCPassive$2.0M$2.83+$2.0M+$2.0M$4.04T
DIMENSIONAL FUND ADVISORS LPPassive$1.7M$8.54−$310K−$650K-0.4%$480.92B
RENAISSANCE TECHNOLOGIES LLC$1.6M$6.27+$50K−$34K+1.2%$63.91B
BlackRock, Inc.Passive$1.1M$4.97+$9K−$9K-0.2%$5.69T
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP$835K$6.21+$0+$0+0.1%$184.72B
PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C.$636K$3.47+$0+$166K-0.2%$993M
GEODE CAPITAL MANAGEMENT, LLCPassive$437K$6.04−$21K−$64K+2.3%$1.61T
BRIDGEWAY CAPITAL MANAGEMENT, LLC$415K$5.76+$0+$47K-2.3%$4.93B
RBF Capital, LLC$346K$5.21−$190K−$228K+0.1%$2.03B
YACKTMAN ASSET MANAGEMENT LP$298K$9.32+$0+$0+0.7%$7.38B
VANGUARD FIDUCIARY TRUST COPassive$233K$2.83+$233K+$233K$395.83B
STATE STREET CORPPassive$202K$6.35+$0+$0-0.2%$2.89T
UBS Group AG$200K$3.52+$182K+$44K-0.3%$562.11B
TWO SIGMA INVESTMENTS, LP$198K$6.92+$76K+$22K-0.9%$117.03B
GSA CAPITAL PARTNERS LLP$145K$6.42−$5K−$112K-5.9%$1.61B
Empowered Funds, LLC$141K$6.26+$0−$2K+0.2%$15.64B
Squarepoint Ops LLC$136K$5.12+$32K+$136K+0.4%$46.27B
MILLENNIUM MANAGEMENT LLC$135K$6.92−$71K−$190K-0.5%$127.40B
Cost basis is a volume-weighted estimate from accumulation periods within our 13F history; holders who built their position before our window started will show a stale basis. % above the cost basis is the unrealized gain at the current price.

Trading behavior

Smart-money alpha (lifetime, %/qtr)NEUTRAL
Holders
-0.61%
avg per quarter
Holders (ex-self)
-0.35%
excl. this stock
Buyers (this Q)
-0.66%
13 buyers · $0.00B in
Sellers (this Q)
-0.28%
12 sellers · $0.00B out
alpha coverage: 87% of $ has a lifetime-alpha record
Holder behavior on this stocksource: stock
On big dips (−10%+)
-20.0%
how holders react when this stock falls
On quiet Qs
-1.7%
−10% to +10% baseline
On rallies (+10%+)
-3.0%
how they react when this stock rises
Holders' portfolio flow this Q
+3.4%
inflows — adds are organic
Sellers' portfolio flow this Q
-0.5%
Sellers' overall flow ~ flat.
▸ Compare to holder-profile behavior (across all their stocks)
Holder dip (any stock)
-1.9%
Holder mid (any stock)
-3.9%
Holder rally (any stock)
-5.9%

Top Holders Over Time

5-year share-count history (top 10 holders by peak, incl. exited) + price

0827K1.7M2.5M3.3M$2.81$4.44$6.06$7.69$9.322021-062022-062023-062024-062025-062026-03
hover the chart for per-quarter detailprice (right axis)
RENAISSANCE TECHNOLOGIES LLC548KInvesco Ltd.GOLDMAN SACHS GROUP INC26KHOTCHKIS & WILEY CAPITAL MANAGEMENT LLCMILLENNIUM MANAGEMENT LLC48KAldebaran Capital, LLC1.2MBank of New York Mellon CorpARROWSTREET CAPITAL, LIMITED PARTNERSHIP295KBRIDGEWAY CAPITAL MANAGEMENT, LLC146KAcuitas Investments, LLC

Corporate

Order Flow (FINRA, ~3w lag)

30.8%retail-10.6pp
16.0%dark+3.0pp
week of 2026-04-13
0%20%40%60%24-1125-0225-0525-0825-1126-0226-04retail (non-ATS)dark (ATS)
Off-exchange volume from FINRA. Retail = non-ATS (wholesaler PFOF + broker internalization). Dark = ATS (dark-pool crossing networks, institutional). Lit-exchange = remainder.

Filing Risk Analysis

Filing Risk Scores

CATO CORPORATION: Tax-Adjusted Recovery Masking Underlying Liquidity Stress

Overall Risk
6/10
Fraud
2/10
Dilution
3/10
Insolvency
5/10
Earnings Overstated
6/10
Hidden Liabilities
4/10
Legal
3/10
Audit Warnings
2/10
Hidden Upside
4/10
Contextually Acceptable
7/10