Stocks/Funds/CIK 898413

NBT BANK N A /NY

index-like (500+ pos)long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 898413
Assets
$1.53B
+10.3% YoY
Holdings
1,059
Lifetime alpha vs market
-0.50% annual
Average hold time
3.1 yr
median 2.0 yr

Quarterly history

Cum return +254% vs S&P +272% · α -19% lifetimeAUM $1.5B · peak $1.5BFlow $141M (+10%)2016-062017-122019-062020-122022-062023-122025-062026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-0.43%
trims when stocks drop
when a holding falls −10%+
Middle response
-1.04%
baseline attrition
Rally response
-0.24%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
MSFTMicrosoft Corporation$75M4.9%-0.6%10.5 yr
AAPLApple Inc.$69M4.5%+14.7%10.5 yr
GUNRFlexShares Morningstar G$51M3.3%9.3 yr
GOOGLAlphabet Inc.$42M2.8%10.5 yr
GOOGAlphabet Inc.$42M2.7%+84.3%10.5 yr
JPMJPMorgan Chase & Co.$37M2.4%+21.8%10.5 yr
EFGiShares MSCI EAFE Growth$32M2.1%6.8 yr
XOMExxon Mobil Corporation$28M1.9%+47.6%10.5 yr
CATCaterpillar Inc.$28M1.9%+117.8%10.3 yr
JNJJohnson & Johnson$26M1.7%+51.5%10.5 yr
TTTrane Technologies plc$24M1.5%+24.8%2.8 yr
LOWLowe's Companies, Inc.$21M1.4%+3.4%10.5 yr
AMZNAmazon.com, Inc.$21M1.3%+9.5%10.5 yr
VTIVanguard Total Stock Mar$20M1.3%2.0 yr
IUSGiShares Core S&P U.S. Gr$19M1.3%2.5 yr

Portfolio composition (YoY)

Industry mix
Asset Management26.1%+1.7pp$398M
Internet Content & Information5.8%+1.9pp$89M
Software - Infrastructure5.7%-0.9pp$88M
Drug Manufacturers - General4.7%+0.1pp$72M
Consumer Electronics4.5%-0.2pp$69M
Asset Management - Global3.9%+0.5pp$59M
Banks - Diversified3.4%+0.4pp$51M
Oil & Gas Integrated3.1%+0.4pp$47M
Agricultural - Machinery3.0%+1.1pp$45M
Asset Management - Bonds2.9%-0.5pp$45M
Country
US95.6%-0.5pp
IE2.2%+0.0pp
CA0.7%+0.4pp
CH0.4%+0.0pp
GB0.4%-0.0pp
Unknown0.4%+0.1pp
SE0.1%+0.0pp
DK0.1%-0.1pp
Top 5: 18.2% · Top 10: 28.2% · Top 25: 46.1%

Winners

TickerPrev $PnLYoY %
GOOG$24M+0.02B84.3%
CAT$10M+0.01B117.8%
JNJ$19M+0.01B51.5%
XOM$21M+0.01B47.6%
AAPL$65M+0.01B14.7%

Losers

TickerPrev $PnLYoY %
PG$23M-0.00B-12.9%
MSFT$79M-0.00B-0.6%
IBM$11M-0.00B-0.1%

Top buys this quarter · 15

CAT Caterpillar Inc.+$6M
IBM International Business Machine+$13M
AAPL Apple Inc.+$69M
WMT Walmart Inc.+$1M
XOM Exxon Mobil Corporation+$1M
AMZN Amazon.com, Inc.+$21M
SYY Sysco Corporation+$2M
NBTB NBT Bancorp Inc.+$1M
USB U.S. Bancorp+$2M
GLW Corning Incorporated+$1M

Top sells this quarter · 15

ALNY Alnylam Pharmaceuticals, Inc.$2M
LLY Eli Lilly and Company$2M
GEV GE Vernova Inc.$1M
IONS Ionis Pharmaceuticals, Inc.$1M
GS The Goldman Sachs Group, Inc.$1M
COST Costco Wholesale Corporation$12M
GOOG Alphabet Inc.$1M
TGT Target Corporation$1M
TMO Thermo Fisher Scientific Inc.$1M
MTZ MasTec, Inc.$1M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$1.53B1059+14.94%+17.59%-2.65%+0.14B
2025-12-31$1.41B701+14.96%+17.72%-2.76%-0.02B
2025-09-30$1.40B702+11.45%+17.52%-6.07%-0.16B
2025-06-30$1.46B802+12.11%+14.94%-2.83%-0.03B
2025-03-31$1.38B813+6.31%+8.30%-1.99%-0.03B
2024-12-31$1.44B783+16.98%+24.89%-7.90%-0.03B
2024-09-30$1.48B833+30.43%+36.04%-5.61%-0.02B
2024-06-30$1.40B593+17.06%+24.49%-7.43%+0.01B
2024-03-31$1.37B598+21.53%+29.62%-8.09%-0.01B
2023-12-31$1.28B598+15.70%+26.18%-10.47%+0.13B
2023-09-30$1.04B310+17.29%+21.57%-4.28%+0.37B
2023-06-30$700M254+15.86%+19.42%-3.56%-0.02B
2023-03-31$684M246-2.70%-7.82%+5.12%-0.02B
2022-12-31$686M243-9.80%-18.17%+8.38%+0.00B
2022-09-30$612M225-10.56%-15.51%+4.95%-0.01B
2022-06-30$655M226-5.57%-10.62%+5.05%-0.01B