Stocks/Funds/CIK 1963787

Commonwealth Retirement Investments LLC

long-term holder
Quarterly 13F filings · Latest period 2026-03-31 · CIK 1963787
Assets
$323M
+31.3% YoY
Holdings
120
Lifetime alpha vs market
-2.51% annual
Average hold time
2.3 yr
median 2.5 yr

Quarterly history

Cum return +63% vs S&P +77% · α -14% lifetimeAUM $323M · peak $323MFlow $1M (+0%)2022-122023-062023-122024-062024-122025-062025-122026-03
AUM ($B)fundS&P 500(gap = α)/ Flow in/out

Behavior signals (lifetime)

Dip response
-2.15%
trims when stocks drop
when a holding falls −10%+
Middle response
-0.40%
baseline attrition
Rally response
-4.04%
trims into rallies
when a holding rises +10%+

Top positions · 30

Ticker$ value% portYoYHold time
AVGOBroadcom Inc.$19M6.0%+86.0%3.5 yr
XOMExxon Mobil Corporation$13M4.1%+47.6%3.5 yr
ABBVAbbVie Inc.$12M3.6%+7.3%3.5 yr
MRKMerck & Co., Inc.$11M3.5%+38.9%3.5 yr
JPMJPMorgan Chase & Co.$11M3.4%+21.8%3.5 yr
MSFTMicrosoft Corporation$11M3.3%-0.6%3.5 yr
CVXChevron Corporation$10M3.2%+29.2%2.5 yr
JNJJohnson & Johnson$10M3.1%+51.5%3.5 yr
LMTLockheed Martin Corporat$10M3.0%+39.0%3.5 yr
PEPPepsiCo, Inc.$9M2.8%+7.7%3.5 yr
HDThe Home Depot, Inc.$8M2.6%-8.0%3.5 yr
BNDVanguard Total Bond Mark$8M2.5%2.5 yr
IVViShares Core S&P 500 ETF$8M2.5%3.5 yr
MOAltria Group, Inc.$8M2.4%+15.8%3.0 yr
PULSPGIM Ultra Short Bond ET$7M2.3%3.5 yr

Portfolio composition (YoY)

Industry mix
Asset Management18.8%+4.0pp$61M
Drug Manufacturers - General13.0%+0.5pp$42M
Semiconductors11.4%+2.5pp$37M
Oil & Gas Integrated7.3%-0.2pp$24M
Banks - Diversified3.4%-1.5pp$11M
Software - Infrastructure3.3%-0.7pp$11M
Aerospace & Defense3.2%+0.8pp$10M
Financial - Credit Services3.1%+1.0pp$10M
Beverages - Non-Alcoholic2.8%+1.2pp$9M
Asset Management - Bonds2.6%-0.2pp$8M
Country
US99.2%-0.7pp
Unknown0.5%
IE0.2%
CH0.1%+0.0pp
Top 5: 20.7% · Top 10: 36.1% · Top 25: 63.5%

Winners

TickerPrev $PnLYoY %
AVGO$14M+0.01B86.0%
XOM$10M+0.00B47.6%
JNJ$9M+0.00B51.5%
LRCX$2M+0.00B196.1%
JPM$12M+0.00B21.8%

Losers

TickerPrev $PnLYoY %
HD$7M-0.00B-8.0%
V$3M-0.00B-13.1%
UPS$4M-0.00B-4.4%
MA$2M-0.00B-8.5%
MSFT$10M-0.00B-0.6%

Top buys this quarter · 15

MSFT Microsoft Corporation+$11M
V Visa Inc.+$6M
PEP PepsiCo, Inc.+$1M
HD The Home Depot, Inc.+$1M
CVX Chevron Corporation+$1M
UPS United Parcel Service, Inc.+$0M
UNH UnitedHealth Group Incorporate+$3M
ABBV AbbVie Inc.+$12M
MA Mastercard Incorporated+$4M
ABT Abbott Laboratories+$3M

Top sells this quarter · 15

AVGO Broadcom Inc.$0M
AMZN Amazon.com, Inc.$0M
LLY Eli Lilly and Companyexit$0M
PFE Pfizer Inc.exit$0M
FIS Fidelity National Information exit$0M
KO The Coca-Cola Companyexit$0M
ETN Eaton Corporation plcexit$0M
AEP American Electric Power Companexit$0M
LRCX Lam Research Corporation$6M
META Meta Platforms, Inc.exit$0M

Quarterly history (TTM returns)

PeriodAUM# PosReturn (1yr)SPY (1yr)Alpha (1yr)Flow
2026-03-31$323M120+26.63%+17.59%+9.04%+0.00B
2025-12-31$310M429+22.14%+17.72%+4.42%-0.00B
2025-09-30$294M117+17.18%+17.52%-0.34%+0.01B
2025-06-30$263M110+16.97%+14.94%+2.02%+0.00B
2025-03-31$246M94+10.88%+8.30%+2.58%+0.00B
2024-12-31$243M99+21.22%+24.89%-3.67%+0.00B
2024-09-30$238M91+27.63%+36.04%-8.40%+0.00B
2024-06-30$218M92+13.99%+24.49%-10.50%+0.01B
2024-03-31$209M80+15.67%+29.62%-13.95%+0.00B
2023-12-31$189M83+6.37%+26.18%-19.81%+0.00B
2023-09-30$173M68-3.23%-3.22%-0.00%-0.00B
2023-06-30$179M63+2.28%+8.68%-6.40%+0.01B
2023-03-31$169M59+0.54%+7.46%-6.91%+0.00B
2022-12-31$165M67